Mr. Muhammad is a professional with very good interpersonal skills and an extensive background with broad competencies in operations, Internal Audit, Accounting and Marketing. He is a graduate with a B.Sc. in Accounting from Bayero University, Kano, and an MBA also from Bayero University. Through his years of working experience in the banking industry, Muhammad has proven ability to provide excellent services to customers as well as exemplary leadership to subordinates. He has also demonstrated ability to ensure policies and procedures are adhered to, detect, prevent and enhance control measures against fraud